payday loan franchises

EZCORP Forms e-Commerce Division, Announces Executive Hires

/PRNewswire/ -- EZCORP, Inc. (Nasdaq: EZPW) announced today that it has formed an e-Commerce and Card Services division to focus dedicated, specialized resources on online lending and other digital forms of commerce.  This new division, which will be located in the Dallas-Fort Worth Metroplex area, has also assumed overall product management responsibility for the Change Card, the company's general purpose integrated and reloadable debit card.

(Logo:   http://photos.prnewswire.com/prnh/20090713/EZCORPLOGO )

Brent Turner has joined the company as President of this new division, reporting directly to Paul Rothamel, Chief Executive Officer.  Until earlier this year, Mr. Turner was Vice President of Retail Financial Services at Rent-A-Center, where he led the development of a chain of financial service centers offering a variety of financial services such as check cashing, short-term loans, installment loans, signature loans, tax services and stored value cards, as well as an online channel.  Prior to joining Rent-A-Center in 2005, Mr. Turner was the Executive Vice President and Chief Operating Officer of Herring Bancorp (2003-2005) and held various positions with Ace Cash Express (1998-2003).

At the same time, the company is enhancing its brick-and-mortar network of pawn stores and consumer loan stores with the addition of two seasoned executives, each reporting to Eric Fosse, President of North American Operations.

Barry Guest has joined the company as President, U.S. Retail Operations and is responsible for driving the short and long-term profitability of the company's U.S. pawn business.  Prior to joining EZCORP, Mr. Guest spent 20 years at Blockbuster Canada Co., serving the last three years as Vice President & General Manager, where he oversaw the successful operation of 450 stores with over 6,500 employees.

James "Jimmy" Whatley has joined the company as President, U.S. Financial Services and is responsible for growing the core business in the U.S. and enhancing profitability through the implementation of new products and services.  Prior to joining EZCORP, Mr. Whatley spent two years as Senior Vice President – Sales and Retail Operations for Direct General Insurance; eleven years with Blockbuster, Inc. in various positions, including Head of Global Franchise and International Corporate Operations; and seven years as Executive Vice President and Chief Operating Officer for Advance America Cash Advance Centers, Inc.

Easy Payday Loans: Even With No Checking Account « Refinancing ...

If you’re like the whole lot of people who are considering perhaps applying for an online loan the chief question you’re probably asking yourself, is whether or not you need a checking account in order to qualify. A lot of folks are confused about this because truly accurate information on the topic is rare. Just check out some of the articles yourself to see how some state you definitely need one, while others will inform you that you don’t.

So now another good question that’s worth asking, is why all the confusion the first place? After all this really isn’t a very complex topic. The answer here it turns out lies in your local community. It’s community-based payday lending franchises that don’t do business online. All of them as part of their requirements for obtaining a loan insist that the borrower leave them a post dated check in the amount of the loan. So of course what this means is if you have no checking account, you’re out of luck.

So then your next question may be “do online lenders ever ask for a post dated check”? The simple answer there, is it would be logistically too troublesome, however, many lending sides do require that an applicant have a checking account that has been valid for a minimum of 90 days. The reason here, is that while they don’t do credit checks, by requiring that applicants have a checking account, it means that they’ve at least been cleared by the bank when they applied for it. Even so, more online lenders today are only required a savings account.

As a matter of fact it’s a trend that just keeps on growing and it’s all but result of the ongoing economic recession. Quite simply, more people than ever are going without a checking account even though they have an income that qualifies them for an online fast loan. So as to answer this growing need more sites every day are adjusting their policies from a checking account to a savings account. Then even the sites that are sticking with a checking account are dropping the 90 day requirement.

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payday loan franchises

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