In today’s latest installment of The Money Diaries , Christine is paying down tens of thousands of dollars in student loans and paying for her upcoming wedding and planning ahead for a down payment on a house.
Read today’s diary and share your #1 tip for Christine in the comments below.
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Day 109:00 a.m.: “Breakfast” = Slim Fast shake. I have 2 months till the wedding and I am going to do my best to not gain weight. Losing a few pounds wouldn’t be bad either. I don’t need to loose any, but everyone wants to look best for their wedding day. Working from home today so I don’t think I will have too many temptations to eat out, but how to motivate myself to actually work out is another matter. 12:30 p.m.: $40 for deposit for wedding dress alternations, cash only and will have to remember to bring the rest of the bill when I come for my second fitting ($148 on Sept 8th). Never have cash on me, so it takes a big effort for me to actually remember to get out of the ATM. It semi makes me feel like this not the most legitimate business when they only accept cash. 04:00 p.m.: $138 for wedding favors, Tea Forte for everyone and another thing I can check off of my wedding list. Thank goodness Amazon has free shipping. We will print our own labels so we don’t have to go through an overpriced wedding website. Those places seem to love to gouge you whenever you specifically look for anything for a wedding. 05:00 p.m.: Utilities due ($51.73). My fiancée (MF) and I split the bills, but I usually cover the utilities and electric and we split the cost at later.
Day 205:00 p.m.: Yet more yeses on the response cards for the wedding. Is it bad that I want more people to start saying no to coming to the wedding?
Officials at the bank would not reveal how many loan clients it has, but said customers who use payday advances seem satisfied. "People say they have a sense of security that they're going to pay the full amount on their next deposit," Pulido said,
"Look over there -- payday loans,'' says the spokeswoman for San Jose-based Opportunity Fund, a Bay Area-based microlending nonprofit that helps small businesses get off the ground or expand. "And there's a check-cashing place on the corner.
"This Government is determined to ensure consumers are protected from unscrupulous practices in the pay day lending industry," he said. Cash Converters spokesman Glenn Donaldson said it was misleading to suggest taking securities over small loans was
I have $13000 outstanding student loan debt, but otherwise I'm debt free. I've already paid down the debt from $24000 in 4 years and I've also paid off my car. I've got plenty of leeway in my budget, so I do a double payment on my student loan payment

Proponents of raising loan limits say the $500 threshold sought under Calderon's bill is simply an attempt to catch up with inflation, since the $300 limit has been in place for 15 years. The nationwide movement to clamp down on payday loans began a
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