Below are the three companies in the Consumer Finance industry with the lowest enterprise value to EBITDA (EV/EBITDA) ratios. EV/EBITDA is an important metric used in valuing comparable companies. It is capital structure neutral and generally the lower the ratio, the more undervalued the company is believed to be.
QC Holdings (NASDAQ:QCCO) is lowest with an EV/EBITDA ratio of 2.31. QC Holdings, Inc. offers payday loans in the United States. The Company also offers other consumer financial services such as check cashing, title loans, money orders, and money transfers. Yesterday, QC Holdings traded 0 shares vs. average volume of 7,000 shares per day. The stock underperformed the Dow (0.0% to the Dow's 0.3%) and underperformed the S&P 500 (0.0% to the S&P's 0.4%) during yesterday's trading.
Following is World Acceptance (NASDAQ:WRLD) with an EV/EBITDA ratio of 4.31.
Over the past year, World Acceptance has traded in a range of $37.66 to $70.13 and closed yesterday at $60.92, 62% above that low. Over the last five market days, the 200-day moving average (MA) has gone up 0.2% while the 50-day MA has remained constant.
Finishing up the bottom three is Discover Financial Services (NYSE:DFS), with an EV/EBITDA ratio of 4.42.
Potential upside of 32.8% exists for Discover Financial Services, based on a current level of $22.47 and analysts' average consensus price target of $29.83. The stock should find initial resistance at its 200-day moving average (MA) of $23.57 and further resistance at its 50-day MA of $24.30.
QC Holdings, Inc. offers payday loans in the United States. The Company also offers other consumer financial services such as check cashing, title loans, money orders, and money transfers. Yesterday, QC Holdings traded 0 shares vs. average volume of
When you need cash now,but payday is still too far away, a payday loan can be the answer to your problems.
We are not a payday advance lender. Simply fill out the lender. Simply fill out the short application and we will identify lenders that can provide you with a short term cash loan. We will attempt to match you with a lender most likely to provide you the cash you need.
If you are matched with a lender, the lender will contact you to complete to process, review the terms of your loan and discuss repayment and extension options. The money will be electronically deposited into your bank account. When the loan is due, cash advance fees are automatically deducted from your bank account by the lender.