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Oil Rises; Gold Advances on Europe Ratings: Commodities at Close

Jan. 16 (Bloomberg) -- The Standard & Poor’s GSCI gauge of 24 commodities fell 0.6 percent to 651.54 on Jan. 13. The UBS Bloomberg CMCI index of 26 raw materials dropped 0.6 percent to 1541.869.

CRUDE OIL

Oil climbed from the lowest price in almost four weeks as Iran said that a disruption to crude supplies through the Strait of Hormuz would cause a shock to markets that “no country” could manage.

Crude for February delivery rose as much as 60 cents to $99.30 a barrel in electronic trading on the New York Mercantile Exchange and was at $99.19 at 4:03 p.m. Singapore time. The contract fell 0.4 percent to $98.70 on Jan. 13, the lowest close since Dec. 21. There will be no floor trading in New York today because of the Martin Luther King Jr. holiday.

Brent oil for February settlement was at $111.40 a barrel, up 90 cents on the London-based ICE Futures Europe exchange. The contract expires today. The more actively traded March futures rose $1.01 to $111.36 a barrel. The European benchmark contract’s premium to West Texas Intermediate futures was at $12.20, compared with a record $27.88 on Oct. 14. Crude markets: NI CRMKTS <GO>

NATURAL GAS

Futures fell for a sixth day in New York. Natural gas for February delivery declined 11.4 cents to $2.556 per million British thermal units on the New York Mercantile Exchange. The futures have slid 15 percent this year. U.S. natural gas market: NI NUSMKT <GO>

OIL PRODUCTS

Benchmark naphtha swaps fell $5.55, or 0.6 percent, to $931.95 a metric ton at 12 p.m. Singapore time, according to PVM Oil Associates Ltd., a broker. The petrochemical feedstock is down for a fourth day, the longest streak since Nov. 15.

Naphtha’s premium to London-traded Brent crude futures dropped $8.49 to $96.96 a ton, based on data compiled by Bloomberg. This crack spread, a measure of refining profit, is at the narrowest since Jan. 5.

CashAdvance.ca Launches Improved Consumer Lending Site

Edmonton, Canada (PRWEB) January 21, 2012

CashAdvance.ca announces the re-launch of its flagship consumer-lending site, featuring an even faster online loan application and a sleek new user-interface. These days, consumers who hit a financial obstacle may find their options limited, especially if they have less than perfect credit. Banks are requiring potential borrowers to provide more extensive documentation than ever before. Even people with good credit are finding it difficult to obtain a bank loan. The new CashAdvance.ca is dedicated to helping Canadians access short-term loans quickly anytime they need help, and from anywhere with an Internet connection.

“We’re dedicated to providing the average working Canadian with access to fast cash when they need it,” stated company spokesperson Wes Markham. “Unforeseen circumstances can conspire to drain the most budget-conscious person’s bank account. In those situations, a traditional long-term loan often isn’t feasible. The updated Canada cash advance site acts like a life preserver to keep working households afloat in stormy seas.”

CashAdvance.ca does not lend money; rather, the site offers consumers access to a network of payday loan providers. When a prospective borrower submits an online loan application, lenders in the network respond with competing offers. The consumer is empowered to pick and choose to get the best loan terms, all without leaving the privacy of home.

Payday loans are typically repaid on the borrower’s next payday. The interest rates and fees on payday loans are usually higher than bank loans, with the tradeoff being very fast approval and funding. A prospective borrower only needs to provide the following to apply for a payday loan via the updated CashAdvance.ca website:     Recent paycheck stub proving an income of at least $ 1,000/mo.

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